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Fha Loan Percent Down Purchase Your Home for 1% Down! – Home – The program allows qualified borrowers utilizing an FHA 30 year fixed rate loan to receive a qualified gift of up to 2.5% of a home sales price to be used for down payment and/or closing cost assistance. This gift never has to be paid back. The One Percent Down gift program is offered exclusively through The Lending Company, a Mortgage Bank.

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