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Commercial Real Estate Loan Application Form Commercial Loan Refinance Loans Based On Income Only Guarantee mortgage rate Rate is fixed. The payment on a $203,500, 30-year fixed rate loan at 4.375% and 76.22% loan-to-value (LTV) is $1148.38 with 1.875 Points due at closing. Payment includes a one time upfront mortgage insurance premium (mip) at 1.75% of the base loan amount and a monthly MIP calculated at 0.80% of the base loan amount.Invitation-Only Personalized Loans | RSVP Loans – Why We’re Better We created RSVP Loans to provide a better option for hard-working, responsible Americans who need a little extra cash from time to time.Our loans are available by invitation only.That means we approve most of the applications, have competitive rates and offer cash rewards for paying your loan in full.**commercial refinance loan. Print. Limited time offer: get a 0.50% discount on a fixed rate term when you apply by September 30, 2018. $50,000 to $750,000 loan amount. No application fee. No appraisal fee. 1% origination fee, maximum $5,000, due at closing.